Thursday, December 07, 2006
Okay, somebody this morning on one of my writing groups just had to say something about Social Security. They simply could not leave well enough alone.
Well, okay then, here we go!
For years my ex husband drew social security disability, not because he was actually disabled, at least not physically, but he was a drunk, and he did do drugs, so I guess in a way he was disabled.
But, his disability was of his own making and choosing. I can't remember a single time that I actually saw anyone hold a gun to his head and make him take that first drink or swallow that first pill, or snort that first line. His 'disability' was of his own making, and yet he drew full disability from Social Security because of it.
Okay, so maybe alcoholism IS a disease, but no one will ever convince me it isn't a disease of choice, so if that's what's on your mind, forget it. You won't sway me.
Now, my mother, God rest her soul, suffered serious debilitating illnesses the last fifteen years of her life. She had a diseased heart, emphysema, (okay, I know that particular malady is pretty much self inflicted, because we all know how hard the tobacco companies tried to dissuade people from smoking in the thirties, right?) rheumatoid arthritis, and cancer, which finally killed her in Jan. of 2003.
For years we all tried to get Momma on disability because honestly, she couldn't even walk from the kitchen to the bathroom without gasping for breath, so she sure as hell couldn't work.
But you know what, time and again she was denied. And why? Not because she wasn't disabled in the eyes of the Social Security, but because she had never worked outside the home and hadn't paid any money into the system.
Are you kidding me? My ex husband drew full disability from the time he was like twenty-eight, and I can probably count on my one hand the number of years he actually worked, and here's this drunken drug addict drawing full disability, and my Mother can't get squat.
Now, there's a system that works, don't you think? Stupid.
And here is my next rant about that failing system. I've worked lots, and paid in lots, and yet I keep hearing that there probably won't be any money in the kitty when it comes time for me to draw.
Well, above seems a good reason for that. And how about the executives who retire with pensions of fifty, a hundred or hundreds of thousands of dollars a month, and yet these greedy bastards still whine about that measly social security check and their Medicaid. Seems kind of stupid to me.
So then why in the blue hell is everyone so against privatizing Social Security? I mean doesn't it make good sense to anyone?
Say Joe Blow is thirty years old, makes $75,000.00 a year and his wife Sally Blow makes $52,000.00 a year. They have three kids, a mortgage and the usual bills families generate over the course of a life time. Given the raises that sometimes compensate for the cost of living hikes, these guys are doing all right.
Why can't Joe and Sally open an account, which should be tax free, by the way, and each put maybe four or five hundred dollars a month into this interest bearing account. Say this account is set up to where the Blows can not touch it until they retire. There's their retirement money, which is a hell of a lot more than they're gonna get from Social Security anyway.
Now granted, this probably won't work for the poor folks of which there are a helluva lot more than rich folks. So, poor folks continue to pay SS tax, and they get to have a decent shot at living and eating and getting their medicine when they retire.
Someone needs to really fix this system, because as it is now, it just doesn't work!
And for God's sake, please don't get me started on the IR freaking S! Bloodsucking swine!!
Have a great day, y'all.